Finance calculations



Wondering how much your car payments will be? To help you budget for your next vehicle, Kamloops Ford Lincoln offers a convenient Build & Price tool where you can estimate your monthly car payments before making your final decision on a vehicle. Keep in mind that this is just a guide, and based on your credit and our current promotions you may be eligible for an even lower car financing rate at our Kamloops dealership.

But don’t feel you have to go it alone. When it comes to car financing, Kamloops Ford Lincoln’s skilled finance team is here to help you through every part of the process. Feel free to contact us to book an appointment and we will tailor a finance package to meet your needs. As a general rule of thumb recommended by most financial institutions, when you calculate car payments you should spend no more than 15% of your gross monthly income on your car payment. For example, if your monthly income is $2,000 then your car payment should not exceed $300 per month.

Here are some tips to help reduce your monthly car payments:

  1. Put down a larger down payment.
    With a larger down payment you will have lower monthly payments, and also lower the total interest you will pay on your vehicle. Not to mention it greatly improves your chance of credit approval.
  2. Trade in your car!
    If you are thinking about selling your car anyway, consider trading it in at Kamloops Ford Lincoln. We guarantee to provide you with a competitive value on your vehicle.
  3. Choose the right vehicle for your budget.
    Talk to one of our sales representatives or use our online Build & Price tool to find a vehicle that works for your budget. Try not to exceed 15% of your gross monthly income on car payments, and take into account any other debts that you may have.

Business hours

  • Hours: Sales
  • Hours: Service & Parts
  • Hours: Body Shop

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